Attention homeowners in Sarasota and Sarasota County: Get an Appraisal today!

Here are the top seven reasons Florida homeowners use Aurora Appraisal Services:

  1. Pre-listing appraisals (whether they're selling the home themselves or using an agent)
  2. Challenge property tax assessments
  3. To cut your mortgage payments by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. If property needs to be divided because of a divorce
  7. Determine the true market value of the property in question to settle an estate in Sarasota county or Florida
Own a home in or near Sarasota, Florida and need help determining the value of it? Contact Aurora Appraisal Services.

At Aurora Appraisal Services, we understand the unique needs of a homeowner in need of appraisal services. Our customary business clients are used to the appraisal process and the customary "products" we deliver to them. But as a consumer, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

For Sale by Owner/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value opinion than yours.

Challenging Sarasota County's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that's declining. This only means you're most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Aurora Appraisal Services is your number one weapon.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. We are seasoned in helping customers just like you rid yourselves of unwanted PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can be inconvenient from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. Aurora Appraisal Services can help you reinstate your home equity line of credit with an expert appraisal.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you'd like to have a seasoned appraiser double-check it for verity or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? Aurora Appraisal Services offers field reviews where we'll go out and check the subject and comps. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can assist you. Although most review work is commissioned by lenders, homeowners suspecting they've been the victim of mortgage fraud are prudent to invest in a second opinion.

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